NEW INVESTIGATION | Silent Loans: Inside Mbala’s Missing CDF Accountability

The Constituency Development (CDF) loans are meant to revolve—beneficiaries repay so others can access the same opportunity. But what happens when no one can explain who has repaid, who has defaulted, or how much public money is still outstanding?

In Mbala district in northern Zambia, Radio Luswepo sought answers from the Municipal Council about the management of CDF loans. The response? The information was described as “sensitive.”

This investigation examines what happens when transparency around public funds disappears, and asks whether communities can hold authorities accountable when key information is withheld.

Watch the full investigation and join the conversation on transparency and accountability in the management of CDF loans.

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