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The Disability Card Scam

How Car Dealers Abuse Tax Waivers for Persons with Disabilities

It was meant to level the playing field—a government lifeline to help persons with disabilities own vehicles and move through life with dignity. But in the shadows of Zambia’s car trade, that promise has been hijacked.

Today, disability cards are not empowering the people they were meant to serve. They’re being sold, borrowed, and even stolen—turned into black-market passports for car dealers to dodge millions in taxes.

In this investigation, Angela Mtambo exposes a growing scam where persons with disabilities are used as human shields in a tax evasion racket—tricked, threatened, and in some cases, paid less than the price of a tyre while importers rake in profits.

Angela Mtambo is a determined investigative journalist based in Kasama, Northern Province.

Angela Mtambo is a determined investigative journalist based in Kasama, Northern Province.
The AI-generated image used is solely for illustration purposes.


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